Deposit Loan Composition

Financial Highlights
3/31/2017
3/31/2018
6/30/2018
12/31/2018
Loan Composition (%)
Total Gross Loans($000) 1,446,392 2,226,472 2,394,707 2,734,556
Gross Loans HFI Growth 58.33 22.61 29.81 29.89
1-4 Family Loans/ Loans 17.17 14.41 14.20 14.72
Multifamily Loans/ Loans NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 51.41 41.76 40.28 37.29
Real Estate Loans/ Loans 68.57 56.16 54.48 52.01
Construction & Development Loans/ Loans 3.46 2.13 1.97 1.47
Home Equity Loans/ Loans 2.44 1.33 1.21 1.06
Credit Card Loans/ Loans 0.05 0.04 0.04 0.03
Vehicle Loans/ Loans 3.99 3.30 3.37 3.38
Other Consumer Loans/ Loans 9.08 7.35 7.56 6.89
Consumer Loans/ Loans 15.57 12.02 12.17 11.36
Commercial Loans/ Loans 12.24 29.45 31.14 34.52
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans 0.15 0.24 0.24 0.64
Deposit Composition (%)
Total Deposits($000) 1,557,119 2,177,121 2,394,284 2,671,351
Deposit Growth 25.77 17.68 39.90 28.13
Transaction Acct Deps/Tot Deps 8.28 6.74 5.70 6.15
Savings Acct Deps/Tot Deposits 2.01 2.76 2.04 1.44
Money Mkt Deps/Tot Deposits 23.83 27.20 24.33 19.79
MMDA & Savings/Total Deposits 25.84 29.96 26.37 21.23
Retail Time Deps/Tot Deposits 8.61 12.42 NA 41.58
Jumbo Time Deposits/ Deposits 57.27 50.89 NA 31.04
Tot Time Deposits/Tot Deposits 65.88 63.30 67.93 72.62
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 34.12 36.70 32.07 27.38
Core Deposits/Total Deposits 42.73 49.11 NA 68.96
Noninterest-bearing Deposits/ Deposits 2.21 2.19 1.87 1.62
Interest-bearing Deposits/ Deposits 97.79 97.81 98.13 98.38
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.