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Our Limitless Solutions

CAN A HIGH-TECH BANK STILL DELIVER PERSONALIZED SERVICE?

From the founding of First Internet Bank in 1999, we’ve been passionate about delivering convenience and unparalleled support to our customers.

 
 

Nationwide deposits

Without a costly branch network to weigh us down, we can offer competitive rates and low fees with all the online and mobile banking tools our customers need to help them make smart financial choices. Our offerings include deposit accounts for consumers, small and mid-size businesses and municipalities.

RESIDENTIAL MORTGAGE AND HOME EQUITY LENDING

With an award-winning national online platform for origination in all 50 states, we originate conventional, FHA, VA and jumbo 1-4 family mortgage loans and sell the majority of our originated loans to the secondary market. We also originate home equity loans and lines of credit; we retain and service these loans.

CONSUMER LENDING

By lending directly to consumers as well as indirectly through an established dealer network, we attract creditworthy customers across the country. We specialize in RV and horse trailer loans.

COMMERCIAL real estate lending

We customize financing solutions for experienced developers and owners of investment property located through Indiana and nearby Midwestern locations featuring a variety of real estate oriented loan products. Offerings include construction and development debt capital for office, retail, industrial and multi-family properties. We also finance residential construction and development with active, reputable homebuilders and developers operating in the Central Indiana market.

single tenant lease financing

Acquisition financing is offered nationwide for savvy real estate owners introduced to us through our committed, growing network of mortgage bankers, brokers and national correspondents. Properties financed are generally well-located within their respective markets and subject to long-term, net lease arrangements with well-known, financially qualified tenants.

COMMERCIAL banking

We offer customized solutions on business lines of credit, term loans, credit cards and owner-occupied real estate to middle-market companies in Indiana and Arizona. Our comprehensive lineup of online treasury management services allows our clients to run their businesses more efficiently and optimize their cash positions with robust reporting and access capabilities.

Public financing

We offer a variety of lending and depository solutions for government entities and municipal utilities. Options are available for funding capital projects or refinancing existing debt for schools, hospitals, economic development districts, public infrastructure projects and police and fire departments.

healthcare financing

Through a partnership with Lendeavor, a San Francisco-based technology-enabled lender, we offer business loans for dental, veterinary and other healthcare practices. Funding is available for buying or growing a practice, refinancing practice debt or buying equipment.