First Internet Bancorp Investor
Relations Policy
First Internet Bancorp (the "Bancorp") has
adopted a policy (the "Policy") regarding shareholder
correspondence and communications in order to serve its shareholders
consistently and efficiently and to make updates and information
accessible to all shareholders. This policy shall be reviewed
on a regular basis and updated as necessary to maintain compliance
with state and federal law and Bancorping regulations.
The Bancorp will appoint an investor relations representative
who will be responsible for all shareholder correspondence
and communications. Bancorp employees and management must channel
shareholder and investor questions and correspondence through
the investor relations representative for response and resolution.
The investor relations representative will ensure that shareholder
correspondence is issued within the guidelines for standard
communications, which are as follows:
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The Bancorp will maintain an "Investor Relations"
page on the Bancorp's public website. The website
page will contain a link to view announcements
of recent mailings to the shareholders, and a
link to a "frequently asked questions"
section. Available methods for contacting the
investor relations representative will also be
published on the website page. |
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The Bancorp will maintain an e-mail box entitled investors@firstib.com.
Shareholders will be permitted to submit correspondence
to this e-mail address that will be answered by
the investor relations representative. E-mails
may be responded to directly or through the "frequently
asked questions" section, which will be updated
as necessary. If the shareholder's question is
answered in the" frequently asked questions"
section, the shareholder will be notified of that
fact in a reply e-mail. |
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The Bancorp will publish a letter on the "Investor
Relations" website page to the shareholders
on a semi-annual basis, signed by the Chief Executive
Officer or the President of the Bancorp. The letter
will contain an overview from management of recent
business developments within the organization
as well as a summarized historical view of the
Bancorp's financials. |
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The Bancorp will not automatically distribute detailed
financial statements directly to shareholders.
Instead, the shareholders will be directed to
view the Bancorp's summary consolidated financial information posted on the website. |
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The Bancorp will make notice of shareholder meetings
through the "Investor Relations" website
page. In addition, the Bancorp will mail a notice
to each shareholder of record, using the most
current address on file. The Bancorp will issue only
one notice per shareholder. The Bancorp will mail
such notices to allow sufficient time for the
shareholder to receive, review, and respond to
the notice. |
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The Bancorp will from time to time publish forward-looking
statements. When it does, the Bancorp will note to
the shareholder or potential investor that such
statements are forward-looking statements with
regard to the intent, belief or current expectations
of the Bancorp or its officers. Such statements can
be identified by the use of terms such as "may",
"will", "should", "believe",
"expect", "anticipate", "estimate",
"continue" or comparable terminology.
It will be noted that the Bancorp's actual results
could differ materially from those anticipated
depending on various factors, including a decline
in asset quality, the evolving nature of the market, adverse effects of unexpected
changes in the interest rate environment, increasing
competition and regulatory changes. Information
within forward-looking statements will be based
on information available as of the reporting date
and the Bancorp will not undertake to update any
forward-looking statements made by the Bancorp or
on its behalf. |
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