|
|
| Balance Sheet ($000)
| | | Total Assets | 2,862,728 | 2,767,687 | 1,854,335 | 1,269,870 | 970,503 | | Total Net Loans | 2,210,912 | 2,127,630 | 1,266,909 | 982,026 | 761,297 | | Total Deposits | 2,177,121 | 2,084,941 | 1,462,867 | 956,054 | 758,598 | | Equity Attributable to Parent Company | 224,824 | 224,127 | 153,942 | 104,330 | 96,785 | | Total Equity | 224,824 | 224,127 | 153,942 | 104,330 | 96,785 | | Profitability (%)
| | | Net Income
($000)
| 6,028 | 15,226 | 12,074 | 8,929 | 4,324 | | Net Income Attributable to Parent
($000)
| 6,028 | 15,226 | 12,074 | 8,929 | 4,324 | | ROAA | 0.85 | 0.66 | 0.74 | 0.81 | 0.50 | | Core ROAA | 0.85 | 0.66 | 0.73 | 0.81 | 0.46 | | ROAE | 10.81 | 8.54 | 9.74 | 8.89 | 4.61 | | ROATCE | 11.04 | 8.77 | 10.12 | 9.33 | 4.85 | | Core ROAE | 10.81 | 8.55 | 9.64 | 8.89 | 4.24 | | Net Interest Margin | 2.38 | 2.57 | 2.55 | 2.87 | 2.65 | | Reported: Net Interest Margin | 2.41 | 2.57 | 2.53 | 2.87 | 2.65 | | Efficiency Ratio | 53.84 | 53.38 | 57.52 | 61.69 | 78.02 | | Noninterest Inc /
Operating Rev | 14.16 | 16.35 | 25.94 | 24.80 | 22.94 | | Balance Sheet Ratios (%)
| | | Loans /
Deposits | 101.48 | 100.30 | 85.50 | 99.77 | 96.55 | | Securities /
Assets | 17.57 | 18.50 | 26.01 | 17.51 | 14.72 | | Total Equity /
Total Assets | 7.85 | 8.10 | 8.30 | 8.22 | 9.97 | | Tangible Equity /
Tangible Assets | 7.70 | 7.94 | 8.07 | 7.88 | 9.54 | | Tang Common Equity /
Tang Assets | 7.70 | 7.94 | 8.07 | 7.88 | 9.54 | | Asset Quality (%)
| | | NPAs /
Assets | NA | 0.23 | 0.35 | 0.46 | 0.61 | | NPA Excl Restructured /
Assets | NA | 0.21 | 0.31 | 0.37 | 0.50 | | NPAs & 90+ PD /
Assets | NA | 0.23 | 0.35 | 0.46 | 0.62 | | NPAs /
Loans & REO | NA | 0.30 | 0.50 | 0.59 | 0.77 | | Nonaccrual & 90+ & OREO /
Assets | NA | 0.21 | 0.31 | 0.37 | 0.50 | | NPAs & 90+ PD /
Loans & REO | NA | 0.30 | 0.50 | 0.59 | 0.78 | | NPA & Loans 90+ /
Tangible Common Equity + LLR | NA | 2.72 | 4.03 | 5.42 | 6.12 | | NCOs /
Avg Loans | 0.05 | 0.05 | 0.15 | (0.07) | 0 | | Loan Loss Reserves /
Gross Loans | 0.70 | 0.70 | 0.86 | 0.84 | 0.76 | | Reserves /
NPAs | NA | 235.19 | 170.04 | 142.63 | 97.81 | | Loan Loss Provision /
NCO | 326.92 | 551.76 | 254.71 | NM | NM | | Capital Adequacy
()
| | | Tier 1 Common Capital (CET1)
($000)
| NA | 224,407 | 158,479 | 100,839 | 92,233 | | Tier 1 Capital
($000)
| NA | 224,407 | 158,479 | 100,839 | 92,233 | | Tier 2 Capital
($000)
| NA | 51,696 | 47,559 | 21,351 | NA | | Total Capital
($000)
| NA | 276,103 | 206,038 | 122,190 | 101,033 | | Total Risk-weighted Assets
($000)
| NA | 1,962,879 | 1,373,000 | 997,364 | 734,708 | | Tier 1 Common Capital (CET1) Ratio
(%)
| 11.31 | 11.43 | 11.54 | 10.11 | 12.55 | | Tier 1 Ratio
(%)
| 11.31 | 11.43 | 11.54 | 10.11 | 12.55 | | Total Capital Ratio
(%)
| 13.89 | 14.07 | 15.01 | 12.25 | 13.75 | | Liquidity Coverage Ratio
(%)
| NA | NA | NA | NA | NA | | Leverage Ratio
(%)
| 8.09 | 8.45 | 8.65 | 8.28 | 9.87 | | Basel III Leverage Ratio
(%)
| NA | NA | NA | NA | NA | | Per Share Information ($)
| | | Common Shares Outstanding
(actual)
| 8,450,925 | 8,411,077 | 6,478,050 | 4,481,347 | 4,439,575 | | Avg Diluted Shares
(actual)
| 8,542,363 | 7,149,302 | 5,239,082 | 4,554,219 | 4,507,995 | | Basic Book Value per Share | 26.60 | 26.65 | 23.76 | 23.28 | 21.80 | | As-reported Book Value per Share | 26.60 | 26.65 | 23.76 | 23.28 | 21.80 | | Basic Tangible Book Value per Share | 26.05 | 26.09 | 23.04 | 22.24 | 20.74 | | Reported: Tangible Book Value | 26.05 | 26.09 | 23.04 | 22.24 | 20.74 | | Common Dividends Declared per Share | 0.06 | 0.24 | 0.24 | 0.24 | 0.24 | | EPS after Extra | 0.71 | 2.13 | 2.30 | 1.96 | 0.96 | | EPS after Extra Growth
(%)
| 65.10 | (7.4) | 17.30 | 104.20 | (36.4) | | Core EPS | 0.71 | 2.13 | 2.28 | 1.96 | 0.88 | | Core EPS Growth
(%)
| 65.10 | (6.5) | 16.20 | 122.10 | (44.0) | | Diluted EPS before Amortization | 0.71 | 2.13 | 2.30 | 1.96 | 0.96 | | Pre-Provision Earnings per Share | 0.59 | 2.53 | 2.74 | 2.23 | 0.90 |
Loading ... ... Please wait  |
